The Singapore Government has officially approved a one-time cash payout of S$1,300 in 2025 to help citizens cope with the rising cost of living, inflation, and essential household expenses. Announced as part of the Assurance Package (AP) 2025, this new payout will benefit lower- and middle-income Singaporeans, with automatic disbursements starting early next year.
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If you live in Singapore or hold permanent residency status, here’s everything you need to know about the S$1,300 payout — who qualifies, when you’ll receive it, and how to ensure your payment is processed on time.
What Is the S$1,300 Government Payout?
The payout is part of Singapore’s ongoing effort to offset GST hikes and rising daily expenses. Introduced under the Assurance Package (AP) and enhanced by the 2025 Budget Plan, this initiative aims to support citizens and families during a period of economic pressure caused by global inflation and higher energy costs.
Under this scheme, eligible Singaporeans will receive up to S$1,300 in direct cash — credited straight to their PayNow-linked bank accounts or via GovCash for those without bank access.
According to the Ministry of Finance (MOF), the goal is to “maintain financial stability and ensure that every Singaporean benefits from national growth even in uncertain times.”
Eligibility Criteria for the S$1,300 Payout
To qualify for the payout, recipients must meet the following conditions as outlined by the Ministry of Finance and CPF Board:
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- Citizenship: Must be a Singapore citizen aged 21 years and above in 2025.
- Income Requirement:
- Annual assessable income must be below S$100,000 for the Year of Assessment (YA) 2024.
- Property Ownership:
- Must not own more than one property.
- Residency:
- Must be residing in Singapore at the time of payment.
Permanent Residents (PRs) and foreigners are not eligible under this scheme.
How Much Will You Receive?
The payout amount varies slightly depending on your income bracket and property ownership:
| Category | Annual Income | Payout Amount (2025) |
|---|---|---|
| Lower-Income Citizens | Below S$34,000 | S$1,300 |
| Middle-Income Citizens | S$34,000 – S$100,000 | S$700 – S$900 |
| Senior Citizens (aged 55+) | Any income under S$100,000 | Additional S$200–S$300 top-up |
Families will also receive additional support through the GSTV – Family and CDC vouchers, raising the total combined benefit value for most households to between S$1,500 and S$2,300 for 2025.
How to Receive the S$1,300 Payout
The Singapore government has made the process automatic for most citizens. If your bank account is linked to PayNow (NRIC), the payout will be credited directly without any need for manual application.
Here’s how it works:
- Check PayNow Linkage: Ensure your NRIC is linked to your PayNow account before 15 December 2025.
- Verify Eligibility: You can check your payout status via the Assurance Package Portal using Singpass.
- Receive Payment: Eligible citizens will get their payout directly into their bank accounts between January 5–15, 2026.
- GovCash Alternative: Those without a bank account can collect cash at OCBC ATMs across Singapore using GovCash and Singpass Face Verification.
What If You Miss the Deadline?
If your PayNow or bank details aren’t updated by the cutoff date, you’ll still receive your payout — but later, through GovCash or cheque mail. The government advises citizens to update details early to avoid delays.
The deadline for PayNow registration is currently 15 December 2025, and delayed payouts may take up to 3 months longer.
Other Benefits Announced with the Payout
Alongside the S$1,300 payout, the government also announced several complementary relief measures under the Assurance Package 2025:
- CDC Vouchers 2025: Each household will receive S$600 in CDC vouchers (S$300 for groceries and S$300 for dining).
- GSTV – U-Save Rebates: Eligible HDB households will get S$300–S$500 in utility rebates.
- MediSave Top-Ups: Seniors aged 55+ will receive S$200 in MediSave credits.
These benefits are aimed at maintaining affordability across housing, healthcare, and daily expenses.
Official Payment Schedule
| Payment Type | Amount | Disbursement Date |
|---|---|---|
| Main Cash Payout | S$700 – S$1,300 | January 2026 |
| CDC Vouchers | S$600 | February 2026 |
| U-Save Rebates | S$300–S$500 | Quarterly (2025–2026) |
| MediSave Top-Up | S$200 | March 2026 |
Why This Matters for Singaporeans
This S$1,300 payout is not just financial aid — it’s a sign of the government’s broader plan to strengthen social support amid global economic uncertainty. As Singapore’s GST rate continues to rise, the Assurance Package serves as a buffer for citizens most affected by inflation and higher living costs.
Experts believe these payouts will also boost domestic spending and support local businesses as households reinvest part of the cash into the economy.
Quick FAQ
Q1. Who is eligible for the S$1,300 payout in 2025?
All Singapore citizens aged 21 and above with an annual income below S$100,000 and no more than one property.
Q2. When will payments be made?
Payments are scheduled for January 2026 via PayNow (NRIC) or GovCash.
Q3. Do I need to apply for the payout?
No, it’s automatic for eligible citizens. Just make sure your PayNow details are updated.
Q4. Where can I check my eligibility or payout status?
You can verify your eligibility and payment date at the official Assurance Package Portal.
Disclaimer: This article is based on official updates from the Ministry of Finance (MOF) and the Singapore Government Budget 2025 announcements as of October 2025. For the most accurate and up-to-date information, always refer to www.go.gov.sg/assurancepackage or the official IRAS and MOF portals.
